Tucked along the tranquil banks of the St. Johns River, 140 Monterey Bay Lane is an extensively restored, private Custom-Built Riverfront Estate that showcases timeless craftsmanship and luxurious living. This 6 bedroom, 6 bathroom, three story with an elevator home, spans 6,780 square feet and offers resort-style amenities including a heated pool with a bridge, two fountains and new summer kitchen along with a covered seating area on a beautifully landscaped property of more than 3.8 acres. Complete with first floor apartment suite and a 2000 sqft RV/Boat Garage. A rare combination of elegance and privacy, this riverfront retreat is designed for both relaxation and refined entertaining. Soaring 28-foot tongue-and-groove ceilings, Shiplap walls highlight the entire home, while 16-foot wide fully retracting sliding glass doors with a wall of windows above offer panoramic river views and seamless indoor-outdoor flow. Custom millwork, walnut hardwood flooring, integrated surround sound, floor electrical ports, and a floor-to-ceiling stone fireplace combine beauty and function. The chef's kitchen is designed for effortless entertaining with a built-in Thermador and Miele appliances. An oversized granite island anchors the space, surrounded by custom cabinetry, display shelving, and purpose-built drawers for cookware, cutlery, and dinnerware. A U-Line wine fridge at the built-in bar with wine rack, and walk-in pantry with counter plugs and adjustable shelving complete the ensemble. The luxurious owner's suite is a spa like sanctuary, complete with a Steam Mist steam shower, Kohler 12 head full body shower system, overflow Kohler soaking tub for two, Majestic LP gas fireplace, and a custom walk-in closet. Powered by a Crestron smart home system via mobile app and handheld remotes. Additional features include custom room-by-room audio, flawless Starlink internet, and three American Signature HVAC systems. Isonene insulation, a whole-home surge protector, and a 21kW Briggs & Stratton auto on generator ensure efficiency and peace of mind. Additional highlights include: Executive office with custom walnut cabinetry, walls, ceiling and floors Residential elevator with safety phone & shiplap walls Spacious gym with cork floors and mirrored wall Laundry center with second-floor chute and custom built-ins Unique river bunk room Fully appointed first floor apartment suite with KitchenAid appliances and copper farmhouse sink 2000 sqft RV/boat/shop garage with full power and designated 50-amp service Outdoors, indulge in a private 30,000-gallon saltwater pool with pedestrian bridge, waterfall, grotto, and 8-foot circular pebble lined spaall managed by Jandy's AquaLink smart pool system. Entertain year-round with 2 screened porches, new summer kitchen, eight outdoor ceiling fans, and updated lighting. Dock includes a 1050 sqft floating platform with two gangways, Jet ski ports, pontoon berth, fishing boat slip, (all Wave Armor) water, electric, fish cleaning station, attached storage bins, and solar dock lighting complete the setup. Recent enhancements include full walkway and dock floor stripped and resealed/stained, new pier wraps, and LED lighting upgrades. Recent interior updates include premium carpets, Miele dishwasher, GE washer/dryer, solid wood shutters, designer light fixtures, upgraded AV/IT systems, and full house shiplap. ADDITIONAL FEATURES INCLUDE Front Door Entry: Double Mahogany Doors, Tongue and Groove Wood Ceilings, Hand Chiseled Travertine Walls Owners Retreat: Shiplap Walls, Steam Mist Shower, Majestic See Through LP Gas Fireplace, Surround Sound System, Custom Master Closet, Kohler Overflow Tub for two, Kohler 12 Head Full Body Shower System, Plantation Shutters Living Room: Floor to Ceiling Stone LP Gas Fireplace, 28' Tongue and Groove Ceiling, 16' Fully Retracting Sliding Glass Doors, Electric Outlets in Floor, Millwork and Built-ins, Walnut Hardwood Flooring, Integrated Surround Sound, Shiplap Walls, Residential Elevator 4x5 with Phone & Safety Cut Off and Custom Shiplap Walls, Walnut Hardwood Flooring, New TV Dining Room: Walnut Hardwood Flooring, Trey Ceilings, Custom Crown Molding and Wainscoting Breakfast Nook: Walnut Hardwood Flooring, Circular Coffered Shiplap Ceiling, Shiplap Accent Wall, Picture Windows with River Views Kitchen: Side by Side Thermador Freezer and Refrigerator built-in, 2 Sinks with Quiet Disposals, Miele Dishwasher, Thermador LP Gas Stove and Oven with Electric Flat Grill, Water Pot Filler, Tuscan Style Tumbled Stone Arch Alcove, Insinkerator Instant Hot Water and Filtered Fresh at Sink, Sharp Drawer Microwave, Special Custom Cabinetry in Prep Island, Custom Built Drawers for Cookware, Cutlery, and Dinnerware, Granite Counters, Display Glass Doors and Shelving, Walk-in Pantry- Adjustable Shelving and Counter Plugs for Kitchen Appliances U-Line Wine Fridge, In Bar Wine Glass and Bottle Rack Summer Kitchen and Back Lanais: 8 Ceiling Fans, 2 Screen Enclosed Lanais with Tongue and Groove Ceilings, All Updated Lighting, Travertine Pavers, Built-in new Fridge, New Weber Grill, Shiplap Accents, Granite Countertops and backsplash Office: Old World Style Office, Custom File Cabinets, Adjustable Shelving, Walnut Hardwood Flooring, Hardwood Coffered Ceiling, Custom Wood Walls and Built-ins, 2 Built in Desks Guest Suites Include: Private En-Suits, Plantation Shutters One Guest Suite includes a Nursery or sitting room, another has a large private balcony facing the river Library & Den: Custom Built-ins, Hardwood Flooring, Shiplap Walls, Balcony Overlooking the Family Room Gym: Mirrored Wall, Cork Flooring, Shiplap Accent Walls, New TV, Ceiling Fan, Plantation Shutters, adjacent large, custom built storage room Electronics Smart Home System, Starlink Internet Laundry: Laundry Drop from the Second Floor to Laundry Room, Custom roll out Shelving for Laundry Baskets, Large Country Kohler Sink, 2 Closets, Built-in Cabinets for Storage Apartment Suite: Kitchenaid Convection & Microwave, Kitchenaid 4 Burner Gas Stove Top, Refrigerator & Freezer, 2 Drawer Dishwasher, Insinkerator, Filtered Instant Hot & Cold Water, Unique Copper Country Sink, Screened Lanai, Custom Walk-in Closet, Shiplap Accent Walls, Pantry, Den/Dining with Shiplap Accents, New TV Pool & Spa: 8' Circular Spa, Pebble Finish, Contoured Seating, Unique Shape Saltwater 30,000 Gallon Pool with Bridge, Grotto Waterfall, and Regular Waterfall, New Aqualink by Jandy Pool-Connect to Smartphone Dock: 11x30 Boat Slip, Water and Electric Service, Fish Cleaning Table, Hose Guard, New Electrical Outlet, Attached Storage Bins, Floating Wave Armour System, 2 Jet Ski Ports, One Pontoon Port, One Fishing Boat Port, 2 Canopy Covers, 2 Gangways, 1050 SF of Floating Platform Area, Solar Lighting, Wrapped Underwater Piers Interior: Repainted Interior, Updated Owners Suite Closet, Replaced all Light Fixtures, Replaced main level Carpet, Replaced both kitchen Faucets, New Plantation Wood Shutters Throughout the House, Added Shiplap throughout the house, New GE Washer & Dryer, New Miele Dishwasher, Replaced Water Pressure Tank, Converted House Water Softener/Deodorizer from Bleach to Hydrogen peroxide Exterior: Remove all Landscape, Amend Soil & Replant, Raised Landscape Beds, 2400 SQFT of Pavers for Paths & Platforms, New Surface on Existing Driveway, Extended Trailer Parking, Added 2 Mature Palm Trees to BackYard, Fully Auto Irrigated Raised Vegetable Garden and all planters around the house. 32 Security Posts, 2000 SQFT Shop/Rv Garage/Boat Storage with electricity, 50 AMP Plug, New Summer Kitchen, Replaced Garage and Entry Gate Light Fixtures, 4 Car Garage